How an engagement is structured
A planning engagement at GlacierMesh follows a clear sequence. The first year establishes the plan; each following year reviews and adjusts it. Nothing here is a forecast we promise to hit — every number is a planning assumption, revisited as reality changes.
First consultation
An introductory 60-minute session, in our Gangnam office or over video. We talk through where you are today, what retirement income you expect, and what concerns you most — then say honestly whether ongoing planning support fits. No obligation to continue.
Information gathering
With your written consent, we collect the documents needed to build a real plan: current pension entitlements, account statements, savings and investment holdings, housing situation, and family circumstances. All of this is handled under our privacy policy.
First plan
We build the first version of your retirement income and savings plan: an income target, a review of how your savings are structured, a drawdown sequence, and an initial view on housing and inheritance. We walk through it together in a second meeting.
Implementation notes
Where the plan calls for changes — to savings structure, account use, or housing — we write down the specific next steps. We do not implement investment trades or sell products; we advise and, where useful, refer to qualified professionals.
Annual review
Each year we revisit the plan against what actually happened: pension updates, account balances, life events, and any change in retirement income expectations. The plan is adjusted, not rewritten, unless something material has changed.
What we will not do
- We do not promise specific investment returns.
- We do not sell insurance, funds, or any investment product.
- We do not take commissions or referral fees from any provider.
- We do not file taxes or provide legal advice; we refer to qualified professionals.
Engaging with us
To start, send an inquiry through the contact page or call +82 2-538-4926. You will hear back from us within two working days.